Private and public healthcare

New Zealand has a public healthcare system that treats acute health conditions and provides some elective surgery. We also have a public, no-fault accident insurance scheme (ACC) covering accidental injury.

These are effective in providing healthcare support for accidents, and acute and urgent care. But public hospitals cannot do everything for everyone. 

Southern Cross health insurance policies complement these public services by making private healthcare available.

Find out how we work with ACC or visit the ACC website for more information.