UltraCare

UltraCare is a premium surgical and healthcare plan for those who want the highest level of cover. The plan includes cover for cancer care, unlimited surgical treatment along with consultations, diagnostic imaging and tests at any time. Plus your qualifying pre-existing conditions will be covered after 3 years.

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You’ll also be able to claim for day-to-day healthcare including GP and nurse consultations, chiropractor, prescriptions and hearing tests up to the policy limits. For those planning a new addition to the family, this plan includes an obstetrics allowance (after 12 months).

You can choose your own specialist and also upgrade to add vision and dental benefits for our most complete cover.

Product summary

You will be reimbursed for 100% of expenses (unless otherwise stated) for eligible healthcare services, up to the policy limits.

Benefit	A few details to help you compare plans
Cancer care	Cover
Surgical procedures	Unlimited
Cardiac surgery	Unlimited
Consultations	Cover
Diagnostic imaging and tests	Cover
Recovery	Cover
Support	Cover
Non-surgical treatment	Cover
Overseas treatment allowance	Cover
Obstetrics allowance	After 1 year
Day-to-day healthcare	Cover
Vision and dental healthcare	Add UltraCare 400
Qualifying pre-existing conditions	After 3 years