UltraCare health insurance is a premium surgical and healthcare plan for those who want the highest level of cover. The plan includes cover for cancer care, unlimited surgical treatment along with consultations, diagnostic imaging and tests at any time. Plus your qualifying pre-existing conditions will be covered after 3 years.
You’ll also be able to claim for day-to-day healthcare including GP and nurse consultations, chiropractor, prescriptions and hearing tests up to the policy limits. For those planning a new addition to the family, this plan includes an obstetrics allowance (after 12 months).
You can choose your own specialist and also upgrade to add vision and dental benefits for our most complete cover.
Get a quote > or request a call back.
Product summary
You will be reimbursed for 100% of expenses (unless otherwise stated) for eligible healthcare services, up to the policy limits.
|
Benefit |
A few details to help you compare plans |
|
Cancer care |
Cover |
|
Surgical procedures |
Unlimited |
|
Cardiac surgery |
Unlimited |
|
Specialist consultations |
Cover |
|
Diagnostic imaging and tests |
Cover |
|
Recovery |
Cover |
|
Support |
Cover |
|
Non-surgical treatment |
Cover |
|
Overseas treatment allowance |
Cover |
|
Obstetrics allowance |
After 1 year |
|
Day-to-day healthcare |
Cover |
|
Vision and dental healthcare |
Add UltraCare 400 |
|
Qualifying pre-existing conditions |
After 3 years |
Optional cover
Cancer Assist
Get a one-off payment, over and above your health insurance, if you are diagnosed with a qualifying cancer. Find out more>
Critical Illness
Add Critical Illness to your health insurance to get the financial boost you need if you are diagnosed with a qualifying critical illness event (such as cancer or stroke). Find out more >
Your Cancer Assist or Critical Illness policy will be separate to your health insurance policy. There is no cover for pre-existing health conditions in your Cancer Assist or Critical Illness policy.
Optional modules
Vision and Dental (UltraCare 400)
Optional cover for dental treatment, vision including glasses/lenses and an annual health check.
Compare health insurance plans
To see more benefit details and compare with our other health insurance plans, please refer to the comparison chart.
Plan documents and more information
For full details on the terms and conditions (including exclusions), please refer to the plan documents or contact us.*Terms, conditions and exclusions apply, see here.