Member discounts & offers

As a Southern Cross member, we’re committed to making sure you get the most out of your membership – even if you don’t need to make a claim. We’ve teamed up with healthcare  partners and Southern Cross Group businesses so you can access partner offers on everyday healthcare products and services, and discounts on Southern Cross Travel Insurance and Southern Cross Pet Insurance.  These offers change regularly, so make sure you check this page for the latest deals.

Save on your health insurance premiums

  • Low claims reward: a 10% discount for members who have claimed below a specific claims threshold for two years. The reward applies for up to 12 months. Read more here
  • Healthy lifestyle reward: a 10% discount for members who lead a healthy lifestyle. The discount is available to individual and voluntary work scheme members and can last up to two years from joining. 
  • Direct debit discount: Pay via direct debit and receive a 2.5% discount off your premium. This is available to individually billed members who aren't in an employer scheme. Find out how to set up a direct debit.

    Special discounts and offers for members

    Life-Web-LogoAs a Southern Cross Health Society member you can get a 10% discount off your Southern Cross Life Insurance premium for the duration of your policy for as long as you remain a member. 
    Find out more or Buy a Life policy now.

    SCTITake out a TravelCare policy from Southern Cross Travel Insurance and receive a special member rate.  Even better, buy your policy online and you get an extra 35% off your premium.
    Find out more or Buy a TravelCare policy now. 

    SCPIExclusive to Southern Cross Health Society members! Southern Cross members get a 2.5% discount on pet insurance! 
    Find out more or Insure your pet now.


    Free eye test and digital retinal scan, plus save 15% off lens and lens extras when you buy prescription glasses or sunglasses and 10% off contact lenses.
    Find out more or Book an eye exam now.

    LuminoGet 5% off dental treatments at Lumino. Plus, new patients also get a half-price exam and x-rays. 
    Find out more or Find participating practices.

    SpecSaversGet 25% off when you purchase 1 pair from the $169 range or above and a ½ price Eye Exam at Specsavers.
    Find out more or Book now.

    BloomCGet a complimentary diagnostic hearing test valued at $85 and save 10% on a selected range of hearing aids.Find out more or Book a hearing test now.

    Terms, conditions, exclusions and availability periods apply to all offers. Please see individual offer pages for full details.