Member discounts & offers

We’re committed to making sure you get the most out of your membership with Southern Cross – even if you don’t need to make a claim. 

You may qualify for discounts on your premium as well as receiving exclusive member discounts from other Southern Cross Group businesses. We’ve also got some great offers from our healthcare partners – make sure your email address is up to date in My Southern Cross so you can hear about the latest offers.


Save on your health insurance premiums


  • Healthy lifestyle discount*: you may be entitled to a 10% discount for up to two years from joining if you;
    • are an individual member or in a voluntary work scheme, and
    • meet a healthy lifestyle criteria.
  • Low claims discount*: you may be entitled to a 5% or 10% discount for up to 12 months based on your claims over a two year period if you aren't part of a subsidised work scheme or under 21 years old. More on low claims discount.  
  • Direct debit discount*: if you pay by direct debit you will receive a 2.5% discount off your premium. Available to members who aren't in an employer scheme. Set up a direct debit.
  • Free child discount*: if you have more than two children on your policy under 21 years of age you’ll only pay for the first two children – any additional children on the policy are free!

*Discount does not apply to Cancer Cover Plus
Discount does not apply to Health Essentials


Other discounts and offers


Southern Cross Life Insurance logo
Get a 10% discount off your Southern Cross Life Insurance premium for the duration of your policy (whilst you remain a member). Find out more.
Southern Cross Pet Insurance logo
Get a 2.5% discount on pet insurance. Find out more.
Southern Cross Travel Insurance logo
Southern Cross Health Society members who take out a TravelCare policy receive a 5% special member discount. Find out more.

Bloom hearing specialists logo
Get a complimentary diagnostic hearing test valued at $85 and save 10% on a selected range of hearing aids. Find out more.
ecostore logo
Get 15% off the entire ecostore range online or in the ecostore flagship store. Find out more.
Les Mills logo
Get 10% off a standard 12-month multi-club membership and no joining fee. Find out more
Lumino logo
Get 5% off dental treatments at Lumino. Plus, new patients get a half-price exam and x-rays. Find out more
OPSM logo
Free eye test and digital retinal scan. You can save 15% on lens and lens extras on prescription glasses or sunglasses and get 10% off contact lenses. Find out more
Pita Pit logo
Get 10% off the entire Pita Pit menu in-store or online. Learn more.
Snap Fitness logo
Get a $149 gift voucher to cover your joining fee and other Snap Fitness items! Find out more.
SpecSavers logo
Get 25% off when you purchase 1 pair from the $169 range or above and a half price Eye Exam. Find out more.
Sunglass Hut logo
Get 15% off selected sunglasses simply by showing your member card in-store. Find out more.