Life insurance member offer
Protect the ones you love with life insurance
Let the Southern Cross Life Insurance team know if you’re a Southern Cross Health Society member and you’ll get a 10% discount on your life insurance while you remain a member. The discount does not apply to certain parts of your total premium, depending on when you applied for the life insurance policy:
- For Southern Cross Life & Living Insurance policies applied for from 20 November 2025 onwards, the 10% discount does not apply to the policy fee.
- For Southern Cross Life Insurance policies applied for prior to 20 November 2025, the 10% discount does not apply to any fixed rate loadings.
If you already have a policy with Southern Cross Life Insurance and you later become a Southern Cross Health Society member, you’ll need to contact the team at Southern Cross Life Insurance to make sure the member discount gets applied.
You can learn more about how this discount is applied and if you’re eligible by reading the Member Discount terms and conditions.
Why choose Southern Cross Life Insurance?
- You’re in good hands with NZ’s most trusted life insurance brand*
- Award winning quality service*
- Flexible cover levels to suit individual needs and budget
- Life Cover provides a tax-free lump sum payment if the life assured passes away or is diagnosed with a terminal illness with a life expectancy of less than 12 months
- You may get part of your sum insured paid early to cover immediate costs, such as funeral expenses, if the life assured dies.
*Readers Digest Trusted Brand Awards 2023-2025 – Life Insurance category winner
*Readers Digest Quality Service Awards 2024 – 2025 – Gold winner Life Insurance category