Critical Illness insurance

Critical Illness is a plan that complements your health insurance and is available only to Southern Cross members with a health insurance policy.

It is a simple trauma insurance plan designed to provide you with additional peace of mind. It provides a one-off lump sum to give you a financial boost if you are diagnosed with a qualifying critical illness event or trauma (such as cancer or stroke or loss of independent living).

When you are recovering from a serious illness, you want to take care of your wellbeing, not just medical bills. You can spend the cash on anything you like. For example - mortgage repayments, home modifications, care costs or overseas travel.

You simply choose the level of cover you want: $20,000, $50,000 or $100,000 and this is what we pay you in the event that you suffer a qualifying critical illness or trauma event and survive for 14 days.

How affordable is this plan?

Calculate the indicative cost of Critical Illness insurance for you in three quick steps Critical Illness price guide.

More information?

For full details on the terms and conditions (including exclusions), please refer to the Critical Illness policy document or contact us.   

How can I get Critical Illness insurance?

To apply, either contact us or print the attached application form, and recurring credit card or direct debit form and post back to us at:

Southern Cross Critical Illness
Private Bag 99934
Auckland 1149