How does Southern Cross health insurance for employees work?
If the organisation you work for has Southern Cross Health Insurance for business, you can get the great benefits of health insurance with us, plus you and your team could also get tailored health and wellbeing solutions.
Do I need health insurance?
While New Zealand has a good public health system, non-emergency conditions are classified as ‘elective’ treatment. This means you’ll have to qualify for treatment, and (more than likely) you’ll go on a waiting list for common ‘elective’ treatments like a knee replacement, cancerous tumour removal and diagnostic services.
Based on research of 2,000 individuals, those with health insurance spend less than half the time on waiting lists for elective surgery than those without . Health insurance can help you get the treatment you need quicker, so you can return to your career and lifestyle sooner.
According to the Southern Cross Healthy Futures Report (Business Edition, issued March 2023), employees with health insurance tend to:
- get more timely health treatment compared to those without insurance,
- be happier with their health and mental wellbeing compared to those without insurance.
Why get health insurance?
Health insurance for families
Health insurance for individuals