Products

Southern Cross plans provide a range of flexible options, offering your clients the freedom to decide what they need in a health insurance policy. The following health insurance plans are available to new clients through financial advisers.

 

 

HealthEssentials

A day-to-day health plan that covers 75% of your clients' costs for GP consultations, dentist visits, optometrist, glasses and contact lenses, physiotherapist, dietitian/nutritionist, chiropractor, osteopath, remedial massage therapist and acupuncturist, up to the policy limits.

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Wellbeing Starter

An entry-level plan that includes cover for cancer care, some surgical treatment and consultations, diagnostic imaging, tests and recovery within 6 months of related eligible surgical treatment or cancer care. Your client will also be able to claim for GP and physiotherapy visits.

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Wellbeing One

A broad surgical and healthcare plan that includes cover for cancer care, unlimited surgical treatment and consultations, diagnostic imaging, tests and recovery within 6 months of  related eligible surgical treatment or cancer care. 

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Wellbeing Two

A comprehensive surgical and healthcare plan that includes cover for cancer care, unlimited surgical treatment, consultations, diagnostic imaging and tests at any time. This plan includes an obstetrics allowance (after 12 months).

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UltraCare

A premium surgical, healthcare and day-to-day plan that includes cover for cancer care, unlimited surgical treatment along with consultations, diagnostic imaging and tests at any time. Plus qualifying pre-existing conditions covered (after 3 years) and an obstetrics allowance (after 12 months).

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Add Critical Illness

Critical Illness can be added to our health insurance. Our Critical Illness plan pays a one-off lump sum to give your clients a financial boost if they are diagnosed with a qualifying critical illness event (such as cancer or stroke).

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† Prosthesis maximums apply.