Having health insurance gives you the peace of mind that you can get the treatment you need, when you need it.
The benefits of health insurance
- Faster access to treatment by avoiding public hospital waiting lists.
- Less financial stress by reducing your costs of private treatment and time off work.
- More choice over when you receive treatment for qualifying medical conditions.
Public health system vs. private insurance
New Zealand has a public healthcare system that will look after your acute needs and a public no-fault accident insurance scheme (ACC) that covers you for accidental injury.
However, if you need to see a specialist, have non-acute surgery or a diagnostic procedure (such as an MRI), the public system will put you on a waiting list. This is where health insurance can help.