Why get health insurance?

Having health insurance gives you peace of mind knowing that you can get the medical treatment you need, when you need it.

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The benefits of health insurance

  • Faster access to treatment by avoiding public hospital waiting lists.
  • Less financial stress by reducing your costs of private treatment and time off work.
  • More choice over when you receive treatment for qualifying medical conditions.

Public vs. private healthcare

New Zealand has a public healthcare system that will look after your acute needs and a public no-fault accident insurance scheme (ACC) that covers you for accidental injury.

However, if you need to see a specialist, have non-acute surgery or a diagnostic procedure (such as an MRI), the public system will put you on a waiting list. This is where health insurance can help.

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More information

See how much some common medical procedures cost in New Zealand.

How the public health system works and how health insurance can help.

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