Having health insurance gives you the peace of mind that you can get the treatment you need, when you need it.

The benefits of health insurance

  • Faster access to treatment by avoiding public hospital waiting lists.
  • Less financial stress by reducing your costs of private treatment and time off work.
  • More choice over when you receive treatment for qualifying medical conditions.

Public health system vs. private insurance

New Zealand has a public healthcare system that will look after your acute needs and a public no-fault accident insurance scheme (ACC) that covers you for accidental injury.

However, if you need to see a specialist, have non-acute surgery or a diagnostic procedure (such as an MRI), the public system will put you on a waiting list. This is where health insurance can help.

More information

See how much some common medical procedures cost in New Zealand.

Find out how the public health system works and how health insurance can help you.


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