HealthEssentials
Step up your health for under $10 a week
HealthEssentials is a day-to-day plan designed to help you actively manage your everyday health without the price tag.
Claim 75% of the cost of eligible healthcare services (up to the annual limits), for things like dental treatment, prescription glasses, nutritionist appointments, GP visits, physio, and more. There’s up to $1,650 of value every year!
Already a member?
75% of the cost of eligible healthcare services up to annual limits.
|
Benefit |
Annual limits |
|
Primary care - GP consultations and treatment - Nurse consultations and treatment - Annual health check performed by a medical practitioner or nurse - Prescriptions
for drugs prescribed by a medical practitioner or nurse (excludes cover for drugs that are not Pharmac approved). |
Combined maximum of $250 each claims year No stand-down |
|
Dental care Dental consultations and treatment performed by an oral health practitioner, including a dental hygenist |
Combined maximum of $500 each claims year 3 month stand-down
|
|
Eye care Optometrist consultations |
$100 each claims year 3 month stand-down |
|
Prescription glasses / contact lenses Prescribed by an optometrist or optician for change of vision, or replacement due to loss or damage |
$250 each claims year 3 month stand-down |
|
Ear care - Audiology consultations performed by an audiologist - Hearing tests performed by an audiologist or audiometrist |
Combined maximum of $300 each claims year No stand-down |
|
Self care - Physiotherapist - Osteopath Excludes the cost of medication - Chiropractor Excludes the cost of medication - Registered massage therapist - Acupuncturist - Dietitian or nutritionist Excludes the cost of food and food substitutes - Rongoā Māori practitioner Excludes the cost of food and food substitutes |
Combined maximum of $250 each claims year No stand-down |
|
Total potential value |
$1,650 per claims year |
HealthEssentials covers healthcare services provided by health services providers who meet the relevant registration criteria set out in the HealthEssentials policy document. Policy terms and conditions, including exclusions apply. See the policy documents linked below.
Get health insurance for help with your day-to-day healthcare costs for less than $2 a day.
Note that the pricing below is approximate and includes our 2.5% discount for paying by direct debit.
|
Age |
Pricing guide |
|
0-20 years |
$0.90 a day |
|
21-25 |
$1.05 a day |
|
26-34 |
$1.10 a day |
|
35 and over |
$1.35 a day |
HealthEssentials can be held on its own or alongside any other Southern Cross health insurance plan.
Additional benefits of membership
You can access membership benefits at no extra cost, no matter which health insurance plan you choose.
Online GP consults with CareHQ from 7am-7pm when you book via the MySouthernCross app*.
Up to three online mental health sessions with Raise each claims year* to help you access the support you need on any issues impacting your life.
An annual health check with MedPro each claims year, including advice to manage your health, for members 16 years and over*.
Need more help in finding the right health insurance for you?
Call us on 0800 100 555
Our team are happy to help:
Monday to Thursday 9:00am - 5:00pm
Friday 9:00am - 4:30pm
HealthEssentials health cover
You can find the policy document and view the various documents that form part of the HealthEssentials policy below.
