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A man and woman jogging

HealthEssentials

Step up your health with HealthEssentials

See the dentist, optometrist, nutritionist and more for under $2 a day! HealthEssentials is a day-to-day plan designed to help you actively manage your everyday health without the price tag.

Claim 75% of the cost of eligible healthcare services (up to the annual policy limits), for things like dental treatment, prescription glasses, nutritionist appointments, GP visits, physio, and more. There’s up to $1650 of value to receive every year!^ 

 

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Benefit

Annual value (policy limits)

Primary care
 
-GP consultations 
 
-Nurse consultations 
 
- Prescriptions  
Prescribed by a Medical Practitioner or nurse.  
 
- Annual health check 
 

$250 per claims year
No stand down

Dental care

Dental consultations and treatment

$500 per claims year
3 month stand down

Eye care

Optometrist consultations

$100 per claims year
3 month stand down

 Prescription glasses/ contact lenses

For change of vision, and replacement for loss or breakage

$250 per claims year
3 month stand down

 Ear care
 
- Audiologist Consultations  
 
- Hearing tests 

$300 per claims year

Self-care:

- Physiotherapy

- Osteopathy
Excludes the cost of medication

- Chiropractic
Excludes the cost of medication

- Registered massage therapy

- Acupuncturist

- Dietitian or nutritionist
Excludes the cost of food and food substitutes

- Rongoā Māori practitioner  
Excludes the cost of food and food substitutes 

$250 per claims year (in total)
No stand down

 Total value  $1,650 per claims year

HealthEssentials price guide

Age

Pricing guide

0-20 years .90 a day**
21-25 $1.05 a day**
 26-34  $1.10 a day**
 35 and over  $1.35 a day**

**Pricing is approximate, subject to change and includes a 2.5% direct debit discount

HealthEssentials can be held on its own or alongside any other health insurance plan.

Keen to compare all Southern Cross plan options and get a quick quote?


Policy document

Other documents that make up your policy

Other helpful documents