HealthEssentials
Smash it health wise with HealthEssentials
Rock new glasses, see a nutritionist and have dentistry dealt to, all for under $2 a day!
HealthEssentials is a day-to-day plan designed to help you actively manage your everyday health without the price tag.
Claim 75% of the cost of eligible healthcare services (up to the annual policy limits), for things like dental treatment, prescription glasses and contact lenses, nutritionist appointments, GP visits, physio, and more.
There’s up to $1650 of value to receive every year!* Smash it health wise with HealthEssentials today.
| Benefit | Annual value (policy limits) |
| Primary care -GP consultations -Nurse consultations - Prescriptions Prescribed by a Medical Practitioner or nurse. - Annual health check |
$250 per claims year |
|
Dental care Dental consultations and treatment |
$500 per claims year |
|
Eye care Optometrist consultations |
$100 per claims year |
| Prescription glasses/ contact lenses For change of vision, and replacement for loss or breakage |
$250 per claims year |
| Ear care - Audiologist Consultations - Hearing tests |
$300 per claims year |
|
Self-care: - Rongoā Māori practitioner |
$250 per claims year (in total) |
| Total value | $1,650 per claims year |
HealthEssentials price guide
| Age | Pricing guide |
| 0-20 years | .90 a day* |
| 21-25 | $1.05 a day* |
| 26-34 | $1.10 a day* |
| 35 and over | $1.35 a day* |
*Pricing is approximate, subject to change and includes a 2.5% direct debit discount
HealthEssentials can be held on its own or alongside any other health insurance plan.
Keen to compare all Southern Cross plan options and get a quick quote?
Compare plansHealthEssentials plan documents
*Terms, conditions and exclusions apply, including benefit sub-limits and stand down periods. For full details on the terms and conditions (and exclusions), please refer to the policy document, optical benefit factsheet, or contact us.