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Two girls eating a watermelon in the boot of a car

HealthEssentials

Smash it health wise with HealthEssentials

Rock new glasses, see a nutritionist and have dentistry dealt to, all for under $2 a day!

HealthEssentials is a day-to-day plan designed to help you actively manage your everyday health without the price tag.

Claim 75% of the cost of eligible healthcare services (up to the annual policy limits), for things like dental treatment, prescription glasses and contact lenses, nutritionist appointments, GP visits, physio, and more.

There’s up to $1650 of value to receive every year!* Smash it health wise with HealthEssentials today.

Get a quote

Benefit Annual value (policy limits)
Primary care
 
-GP consultations 
 
-Nurse consultations 
 
- Prescriptions  
Prescribed by a Medical Practitioner or nurse.  
 
- Annual health check 
 

$250 per claims year
No stand down

Dental care

Dental consultations and treatment

$500 per claims year
3 month stand down

Eye care

Optometrist consultations

$100 per claims year
3 month stand down

 Prescription glasses/ contact lenses

For change of vision, and replacement for loss or breakage

$250 per claims year
3 month stand down

 Ear care
 
- Audiologist Consultations  
 
- Hearing tests 

$300 per claims year

Self-care:

- Physiotherapy

- Osteopathy
Excludes the cost of medication

- Chiropractic
Excludes the cost of medication

- Registered massage therapy

- Acupuncture

- Dietitian or nutritionist
Excludes the cost of food and food substitutes

- Rongoā Māori practitioner  
Excludes the cost of food and food substitutes 

$250 per claims year (in total)
No stand down

 Total value  $1,650 per claims year
 

HealthEssentials price guide

Age Pricing guide
0-20 years .90 a day*
21-25 $1.05 a day*
 26-34  $1.10 a day*
 35 and over  $1.35 a day*

*Pricing is approximate, subject to change and includes a 2.5% direct debit discount

HealthEssentials can be held on its own or alongside any other health insurance plan.

Keen to compare all Southern Cross plan options and get a quick quote?

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HealthEssentials plan documents

*Terms, conditions and exclusions apply, including benefit sub-limits and stand down periods. For full details on the terms and conditions (and exclusions), please refer to the policy document, optical benefit factsheet, or contact us.