Ryan’s story

“I don’t think I’d be where I am now without it.”

At just 20 years old, Ryan started noticing an ache in his hip during gym sessions. At first, he brushed it off. He was fit, active, and studying physiotherapy. But the pain got worse. “I thought, I’m young, I’m fit. Surely it’ll go away ... but it just didn’t get better.”

Eventually, even everyday movements became painful. His hip would lock, squats got harder, and walking turned into a chore. “That’s when I realised it wasn’t just in my head. Something really wasn’t right.”

Through his Southern Cross Health Insurance policy, Ryan was able to get scans, see a specialist, and have surgery to repair and reshape his hip. “Surgeries aren’t cheap. So knowing that Southern Cross were covering it … that just took so much stress away.”

Without cover, he says the wait might have been much longer, and he likely would have missed his final placement – a major setback in his physio career. “I definitely would’ve missed this year.”

Now, he’s back doing the things he loves, from hiking with friends to planning his first half-marathon. “I’m going to make the best of my movement and the blessings I’ve got with my body.”

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