Cancer Assist

Cancer Assist is extra cover you can have alongside your Southern Cross health insurance plan (excluding HealthEssentials). It can provide you with additional support over and above your health insurance cover through a one-off payment if you’re diagnosed with a qualifying cancer. You can spend the payment on anything that's important to you to help reduce some financial pressure during a tough time. You’ll need a Southern Cross Health Insurance plan (excluding HealthEssentials) to add a Cancer Assist policy.

If you’d like cover for a broader range of critical illnesses and trauma events, consider looking at our Critical Illness plan.

Choose your cover level up to $300,000

You can choose your level of cover: $20,000, $50,000, $100,000, $200,000, and $300,000.

If you are diagnosed with a qualifying cancer, you’ll receive the amount you have chosen as a tax-free one-off payment to spend on what's important to you1.

Please read the policy document for more information on what is (and isn’t) covered.

1. A qualifying cancer is a confirmed cancer diagnosis as defined in the policy document. Eligibility criteria, Cancer Assist policy terms and conditions and exclusions apply.

• You can purchase a Cancer Assist policy if you have (and keep) a Southern Cross health insurance policy (this cannot be HealthEssentials).
• If you have a Cancer Assist policy, you cannot have a Critical Illness policy at the same time.
• A 3-month stand-down applies to claims from the start date of your Cancer Assist policy and you must survive for 14-days after your confirmed cancer diagnosis. This period of 14 days will be increased by 1 day for every day you’re kept alive on a life support system.
• All members on the same Cancer Assist policy will have the same maximum except for those turning 65, whose maximum level of cover will automatically reduce to $20,000 on the policy anniversary date following their 65th birthday.
• Children can be added to a Cancer Assist policy at any time up to the age of 21, but there must be an adult on the policy as well . For larger families with three children or more under the age of 21 years, you’ll only pay for the first two children2 and any additional children on your policy will be included at no additional charge.
• You can only be on one Cancer Assist policy at any time, and you can only claim once on that policy.
• There’s a 14 day no-obligation period after purchase where if you wish to cancel, you’ll get a 100% refund of any premiums paid.

2. The Free Child Discount full terms and conditions apply and are subject to change.

You can find the policy document and view the various documents that form part of the Cancer Assist policy below.