Out of every dollar received in premiums, 93.4 cents were paid in claims.^
^ Southern Cross Health Society claims data year ended June 2024.
More New Zealanders are with us because we’re with them
We are proud to be NZ’s most trusted health insurance provider1. At Southern Cross
we’ve got your whole family covered, whatever your needs.
Your health is worth protecting
Southern Cross Health Insurance provides peace of mind that you and your family can get faster access to medical treatment when you need it most. Compare our plans to find the right cover for you.
Join NZ’s most trusted health insurer1
As a not-for-profit health insurer, we put your health and wellbeing first. Here’s why more than 955,0002 New Zealanders choose to be with Southern Cross Health Society.
- NZ owned and not-for-profit
- Special rewards, discounts and great partner offers
- Fast access to treatment
- Award winning service, as voted by you**
- Fast, simple claiming
- Manage your policy online – anywhere, anytime
**Reader's Digest Quality Service Award, Health Insurance winner 2025
1 Reader's Digest Most Trusted Health Insurance Brand, 2017-2024.
2 As at 30 June 2024.
Manage your health
“I got to my early 40s and I would make a habit of going to my GP and saying I’d like a wellness test.” As a member and MySouthernCross app user, you can check whether your plan includes benefits such as GP visits to help you proactively manage your health.
Your policy, your way
The ‘My Southern Cross’ app is your pocket-sized healthcare partner. Check benefit balances, request prior approval and make instant claims whenever, wherever.
*Only registered policyholders can make claims or request prior approvals.
Your wellbeing matters
Your go-to wellness hub provides helpful advice to support your wellbeing at home and at work.
