A father and son playing basketball
A father and son playing basketball


RegularCare is a shared cover plan. Shared cover means you and Southern Cross each pay some of the costs of the healthcare services you receive.

The plan provides a contribution towards cancer care, surgical treatment, specialist consultations, diagnostic imaging, tests, recovery, support and day-to-day treatment.

To help reduce your premiums, you can add a $500 excess to your plan (RegularCare Budget).

Prosthesis maximums apply.

Add extras

Cancer Cover Plus


You can upgrade the base chemotherapy for cancer benefit available under your plan to one of the Cancer Cover Plus options1 (Chemotherapy 100 and Chemotherapy 300) to increase your cover for chemotherapy for cancer, including increased cover for non-Pharmac approved, Medsafe indicated chemotherapy drugs.

Learn more about Cancer Cover Plus

1Cancer Cover Plus upgrades are fully underwritten, regardless of any pre-existing condition concession. They cannot be purchased if you or any dependant on the policy is over 60 years old.

Cancer Assist


Cancer Assist is an affordable addition to your health insurance plan (excluding HealthEssentials) and provides you with a one-off payment, over and above your health insurance, should you be diagnosed with a qualifying cancer. Use the one-off payment to spend on what’s important to you at a time when you need it most.

Learn more about Cancer Assist

Critical Illness


Critical Illness is an affordable addition to your health insurance plan (excluding HealthEssentials) and is designed to provide extra financial support when it's needed most.

You'll receive a lump sum cash payment if you're diagnosed with a critical illness or suffer a trauma such as a heart attack, stroke, qualifying cancer or loss of independent living. At what is undoubtedly a stressful time, you can use your Critical Illness payment to help take care of you and your family, so you can focus on recovery.

Learn more about Critical Illness

Compare plans

To see more benefit details and compare with our other plans, please refer to the comparison chart.

Plan documents and more information

For full details on the terms and conditions (including exclusions), please refer to the policy document, the RegularCare benefits summary or contact us.