Private and public healthcare in NZ
New Zealand has a public healthcare system that treats acute health conditions and a public no-fault accident insurance scheme (ACC) that covers accidental injury.
ACC and the public health system provide a good level of healthcare support for accidents and acute care. Any urgent or emergency treatment is provided in the public health system. However, public hospitals cannot provide everything for everyone.
Southern Cross health insurance policies are designed to complement these public services by providing access to private healthcare.