HealthEssentials is designed to help you look after your day-to-day healthcare costs - so you can take care of yourself and have a life too. Unlike traditional health insurance, HealthEssentials won't cover you for surgical or specialist consultations, but will cover you for your daily expenses like the GP, seeing the dentist or the optometrist.
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You can claim up to $1,250 per year from just $1 per day. HealthEssentials allows claims on GP consultations and self-care benefits straight away, and you can see the dentist every year with a $500 claims limit.
HealthEssentials can be taken on its own, but can also be added to any other of our health insurance plans to receive the great day-to-day benefits.
Product summary
Benefits include reimbursement of 75% of your costs up to policy limits.
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Benefit |
Annual limits and stand down periods |
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GP consultations |
Up to $150 per claims year |
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Dental consultations and treatment |
Up to $500 per claims year |
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Optometrist consultations |
Up to $100 per claims year |
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Glasses and contact lenses |
Up to $250 per claims year |
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The following Self Care: Physiotherapy Osteopathy Chiropractic Registered massage therapy Acupuncture Dietitian or nutritionist |
Up to $250 per claims year |
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Total value |
$1,250 per claims year |
Plan documents and more information
For full details on the terms and conditions (and exclusions), please refer to the policy document or contact us.