HealthEssentials
Step up your health with HealthEssentials
See the dentist, optometrist, nutritionist and more for under $2 a day! HealthEssentials is a day-to-day plan designed to help you actively manage your everyday health without the price tag.
Claim 75% of the cost of eligible healthcare services (up to the annual policy limits), for things like dental treatment, prescription glasses, nutritionist appointments, GP visits, physio, and more. There’s up to $1650 of value to receive every year!^
| Benefit | Annual value (policy limits) |
| Primary care -GP consultations -Nurse consultations - Prescriptions Prescribed by a Medical Practitioner or nurse. - Annual health check |
$250 per claims year |
|
Dental care Dental consultations and treatment |
$500 per claims year |
|
Eye care Optometrist consultations |
$100 per claims year |
| Prescription glasses/ contact lenses For change of vision, and replacement for loss or breakage |
$250 per claims year |
| Ear care - Audiologist Consultations - Hearing tests |
$300 per claims year |
|
Self-care: - Rongoā Māori practitioner |
$250 per claims year (in total) |
| Total value | $1,650 per claims year |
HealthEssentials price guide
| Age | Pricing guide |
| 0-20 years | .90 a day** |
| 21-25 | $1.05 a day** |
| 26-34 | $1.10 a day** |
| 35 and over | $1.35 a day** |
**Pricing is approximate, subject to change and includes a 2.5% direct debit discount
HealthEssentials can be held on its own or alongside any other health insurance plan.
Keen to compare all Southern Cross plan options and get a quick quote?
HealthEssentials plan documents
^Terms, conditions and exclusions apply, including benefit sub-limits and stand down periods. For full details on the terms and conditions (and exclusions), please refer to the policy document, optical benefit factsheet, or contact us.