Upgrade your health with HealthEssentials
HealthEssentials is a day-to-day plan designed to help you actively manage your everyday health. From just $1 a day, you could get up to $1250 of value every year*. Claim 75% of the cost of eligible healthcare services (up to the annual policy limits), including:
- Dental visits
- Prescription glasses
- Physio
- Doctors’ bills
- Nutritionist appointments
- Massage therapy
- and more every year.
Quick quote |
Under 35 yrs |
35 yrs and over |
Cost |
$7 per week** |
$9.50 per week** |
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Benefit |
Annual value |
GP consultations |
$150 per claims year No stand down |
Dental consultations and treatment Excludes extraction of wisdom teeth |
$500 per claims year 3 month stand down |
Optometrist consultations |
$100 per claims year 3 month stand down |
Prescription glasses/ contact lenses For change of vision, and replacement for loss or breakage |
$250 per claims year 3 month stand down |
Self Care: - Physiotherapy - Osteopathy - Chiropractic - Registered massage therapy - Acupuncture - Dietitian or nutritionist |
$250 per claims year (in total) No stand down |
Total value |
$1,250 per claims year |
HealthEssentials can be held on its own or added on to any other health insurance plan.
Keen to compare all Southern Cross plan options and get a quick quote?
HealthEssentials plan documents
*Terms, conditions and exclusions apply, including benefit sub-limits and stand down periods. For full details on the terms and conditions (and exclusions), please refer to the policy document, optical benefit factsheet, or contact us.
**Pricing includes a 2.5% direct debit discount.