Take life back with health insurance from Southern Cross. As well as protecting you and your family from unexpected healthcare costs, you’ll have peace of mind knowing that you can get access to treatment when you need it.
Why get health insurance?
- It means you can get qualifying medical treatment quickly.
- It helps you avoid public hospital waiting lists.
- It gives you more choice over when you have treatment.
Why choose Southern Cross?
- We're not-for-profit, for better value.
- We pay more claims than any other health insurer.*
- We reward you for good health.**
Which plan should I choose?
- Not sure which plan is right for you? Use our free Plan finder tool.
- Already know which plan you want? Quote and apply now.
- Check out all of our plans.
Southern Cross through your employerFind out if your employer offers Southern Cross health insurance.
Moving to New Zealand?Find out if you are eligible to apply for health insurance.
*We paid 73.75% of all health insurance claims paid in NZ in 2017, HFANZ
**10% Healthy lifestyle joining reward, low claims discount. Being active benefit on some plans