More Kiwis are with us because we’re with them

We are proud to be NZ’s most trusted health insurance provider1. At Southern Cross
we’ve got your whole family covered, whatever your needs.

Your health is worth protecting

Southern Cross Health Insurance provides peace of mind that you and your family can get faster access to medical treatment when you need it most. Compare our plans to find the right cover for you.

Compare plans & get a quote

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Reader's digest most trusted brand award logo 2017-2024 Reader's digest quality service award 2024

Join NZ’s most trusted health insurer1

As a not-for-profit health insurer, we put your health and wellbeing first. Here’s why more than 940,0002 Kiwis choose to be with Southern Cross Health Society.

  • NZ owned and not-for-profit
  • Special rewards, discounts and great partner offers
  • Fast access to treatment
  • Award winning service, as voted by you**
  • Fast, simple claiming
  • Manage your policy online – anywhere, anytime

Get an easy quote

**Reader's Digest Quality Service Award, Winner 2024

1 Reader's Digest Most Trusted Health Insurance Brand, 2017-2024.
2 As at 30 June 2023.

Manage your health

“I got to my early 40s and I would make a habit of going to my GP and saying I’d like a wellness test.” As a member and MySouthernCross app user, you can check whether your plan includes benefits such as GP visits to help you proactively manage your health.

Graham’s Story Get the app

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Your policy, your way

The ‘My Southern Cross’ app is your pocket-sized healthcare partner. Check benefit balances, request prior approval and make instant claims whenever, wherever.



*Only registered policyholders can make claims or request prior approvals.

Your wellbeing matters

Your go-to wellness hub provides helpful advice to support your wellbeing at home and at work.