Cancer Cover Plus
Cancer today in New Zealand
71 New Zealanders are diagnosed with cancer each day1. This number is expected to nearly double by 20402. How quickly you’re diagnosed, having fast access to treatment and a say in your own care can make a big difference.
Cancer cover with Southern Cross
Southern Cross Health Insurance plans offer cover for major medical expenses (including chemotherapy, radiotherapy and cancer surgery), specialist consultations and more which can mean fast access to diagnosis and treatment.
Increase your cover for chemotherapy with Cancer Cover Plus
Cancer Cover Plus can be added to your Southern Cross health insurance plan as an upgrade from the 'chemotherapy for cancer' benefit under your plan (available on KiwiCare, RegularCare, Wellbeing One and Two, and UltraCare). It provides a higher level of cover for costs associated with chemotherapy treatment, including chemotherapy drugs that are not Pharmac approved but are Medsafe-indicated.
Choose your cover level
Cancer Cover Plus gives you the option to upgrade your chemotherapy for cancer cover to either $100,000 or $300,000 each claims year, by choosing Chemotherapy 100 or Chemotherapy 300.
Cancer Cover Plus upgrades are fully underwritten, regardless of any pre-existing condition concessions. Policy terms and conditions, including eligibility criteria, policy maximums and exclusions apply. Only available to purchase where all members on a policy are under 60 years old.
How to add Cancer Cover Plus
You can get a quote and add Cancer Cover Plus when choosing health insurance online. In the quote tool, first select your preferred health insurance plan and at step 3 add Cancer Cover Plus as an upgrade option. Alternatively, call our team on 0800 100 555. Members with an existing health insurance plan can add Cancer Cover Plus by calling 0800 100 777 or visit manage my cover on My Southern Cross.
Compare cancer cover options below
Why add more cover?
Advances in new drugs and treatments are fantastic news, but they're not always Government-funded and can be costly. With most health insurance plans, you may not be covered for the full cost of some new treatments or help with other things that can affect your day-to-day wellbeing.
When thinking about cancer cover; being able to take time off work, spend time with your family or having options available to travel for treatment may be important to you. Alternatively, you may want more cover for alternative treatments or non-Pharmac approved drugs.
Southern Cross offers a range of cover options to suit your needs so that living with cancer should mean just that, getting on with living.
Tell us about yourself...
- 60 years or over
- under 60 years
- already a member
- new to Southern Cross
Additional cover
You can choose to add or upgrade the cancer cover on your existing plan (depending on which plan you are on).
Cancer Assist
Provides a one-off payment of up to $300,0005, on top of your health insurance, if you’re diagnosed with a qualifying cancer. Use the tax-free one-off payment to spend on what’s important to you at a time when you need it most. You can add this cover for just you or for other members on your policy.
Critical Illness
Similar to Cancer Assist, Critical Illness provides a one-off payment of up to $300,0006, on top of your health insurance, if you’re diagnosed with a qualifying cancer or critical illness, or suffer a trauma such as a heart attack, stroke or loss of independent living. You can add this cover for just you or for other members on your policy.
Our plans include a range of benefits that provide cover for cancer treatment3
All Wellbeing and UltraCare plans include cover for chemotherapy treatment for cancer up to $60,000 each claims year (includes $10,000 for chemotherapy drugs that are not Pharmac approved but Medsafe indicated).
RegularCare and KiwiCare plans include cover for 80% of the amount charged for costs associated with chemotherapy treatment for cancer up to $48,000 each claims year (includes $8,000 for chemotherapy drugs that are not Pharmac approved but Medsafe indicated).
Policy terms, conditions and exclusions apply.
Additional cover
When you purchase a plan (depending on which plan you choose) you can choose to add or upgrade your cancer cover.
Critical Illness
Similar to Cancer Assist, Critical Illness provides a one-off payment of up to $300,0006, on top of your health insurance, if you’re diagnosed with a qualifying cancer or critical illness, or suffer a trauma such as a heart attack, stroke or loss of independent living. You can add this cover for just you or for other members on your policy.
Cancer Assist
Provides a one-off payment of up to $300,0005, on top of your health insurance, if you’re diagnosed with a qualifying cancer. Use the tax-free one-off payment to spend on what’s important to you at a time when you need it most. You can add this cover for just you or for other members on your policy.
Additional cover
You can choose to add or upgrade the cancer cover on your existing plan (depending on which plan you are on).
Cancer Cover Plus
Gives you the option to increase your chemotherapy benefit to either $100,000 or $300,000 per claims year towards treatment, including Pharmac and non-Pharmac approved drugs4. Only available where all members on a policy are under 60 years of age. Need more cover? You can also take out a Cancer Assist or Critical Illness plan to provide a one-off payment.
Cancer Assist
Provides a one-off payment of up to $300,0005, on top of your health insurance, if you’re diagnosed with a qualifying cancer. Use the tax-free one-off payment to spend on what’s important to you at a time when you need it most. You can add this cover for just you or for other members on your policy.
Critical Illness
Similar to Cancer Assist, Critical Illness provides a one-off payment of up to $300,0006, on top of your health insurance, if you’re diagnosed with a qualifying cancer or critical illness, or suffer a trauma such as a heart attack, stroke or loss of independent living. You can add this cover for just you or for other members on your policy.
Our plans include a range of benefits that provide cover for cancer treatment3
All Wellbeing and UltraCare plans include cover for chemotherapy treatment for cancer up to $60,000 each claims year (includes $10,000 for chemotherapy drugs that are not Pharmac approved but Medsafe indicated).
RegularCare and KiwiCare plans include cover for 80% of the amount charged for costs associated with chemotherapy treatment for cancer up to $48,000 each claims year (includes $8,000 for chemotherapy drugs that are not Pharmac approved but Medsafe indicated).
Policy terms, conditions and exclusions apply.
Additional cover
When you purchase a plan (depending on which plan you choose) you can choose to add or upgrade your cancer cover.
Cancer Cover Plus
Gives you the option to increase your chemotherapy benefit to either $100,000 or $300,000 per claims year towards treatment, including Pharmac and non-Pharmac approved drugs4. Only available where all members on a policy are under 60 years of age. Need more cover? You can also take out a Cancer Assist or Critical Illness plan to provide a one-off payment
Critical Illness
Similar to Cancer Assist, Critical Illness provides a one-off payment of up to $300,0006, on top of your health insurance, if you’re diagnosed with a qualifying cancer or critical illness, or suffer a trauma such as a heart attack, stroke or loss of independent living. You can add this cover for just you or for other members on your policy.
Cancer Assist
Provides a one-off payment of up to $300,0005, on top of your health insurance, if you’re diagnosed with a qualifying cancer. Use the tax-free one-off payment to spend on what’s important to you at a time when you need it most. You can add this cover for just you or for other members on your policy.
Need more help in finding the right health insurance for you?
Call us on 0800 100 555
Our team are happy to help:
Monday to Thursday 9:00am - 5:00pm
Friday 9:00am - 4:30pm