When you’re with the right people, it shows

85% of New Zealanders are concerned about mental health issues4, so we’re making it easier to access help by offering three mental health counselling sessions, each policy year, with our online mental health partner Raise*.
*Subject to change. Terms and conditions apply.

Early diagnosis of problems and expert advice for healthier lifestyles play a key roles in our health and wellbeing, so we offer adult members an annual health check each policy year with a registered MedPro nurse*. MedPro are experts in health screening and wellness, helping you identify steps to improve your overall health.
*Subject to change. Terms and conditions apply.

When you need to claim, do it in a few simple steps online or with the My Southern Cross app. Even easier, you can use Easy-Claim or an affiliated provider and they'll take care of your claim for you. Once everything checks out, we’ll pay quickly, usually within five days.

We have over 3,000 Easy-claim providers and 2,000 affiliated providers. Whether it’s a doctor, specialist or medical facility, they’ll organise prior approval and handle the claim on your behalf. No claim forms or reimbursements needed – we’ll sort you on the spot, directly with the provider.

You could get discounts on your premiums for healthy living, low claims and paying by direct debit.2 And, you’ll save on everyday health and wellbeing services like eye tests, hearing tests, dental treatments and gym memberships. See all exclusive offers.