*Readers Digest Trusted Brand Awards 2023-2026 – Life Insurance category winner
*Readers Digest Quality Service Awards 2024–2025 – Gold winner Life Insurance category
Life insurance member offer
Let the Southern Cross Life Insurance team know if you’re a Southern Cross Health Society member and you’ll get a 10% discount on your life insurance while you remain a member.
The discount does not apply to certain parts of your total premium, depending on when you applied for the life insurance policy:
If you already have a policy with Southern Cross Life Insurance and you later become a Southern Cross Health Society member, you’ll need to contact the team at Southern Cross Life Insurance to make sure the member discount gets applied.
You can learn more about how this discount is applied and if you’re eligible by reading the Member Discount terms and conditions.
You’re in good hands with NZ’s most trusted life insurance brand*
Flexible cover levels to suit individual needs and budget
You may get part of your sum insured paid early to cover immediate costs, such as funeral expenses, if the life assured dies.
Award winning quality service*
Life Cover provides a tax-free lump sum payment if the life assured passes away or is diagnosed with a terminal illness with a life expectancy of less than 12 months
Southern Cross Medical Care Society (trading as Southern Cross Health Society) is a licensed insurer and a licensed financial advice provider. For more information about the financial advice service we provide and a copy of our public disclosure statement please visit southerncross.co.nz/disclosure-statement.
Southern Cross Medical Care Society (trading as Southern Cross Health Society) has an A+ (Strong) financial strength rating given by S&P Global Ratings Australia Pty Ltd. The rating scale is: AAA (Extremely Strong), AA (Very Strong), A (Strong), BBB (Good), BB (Marginal), B (Weak), CCC (Very Weak), CC (Extremely Weak), SD or D (Selective Default or Default). Ratings from ‘AA’ to ‘CCC’ may be modified by the addition of a plus (+) or minus (-) sign to show relative standing within the major rating categories. Full details of the rating scale are available at S&P Global Ratings. S&P Global Ratings Australia Pty Ltd is an approved rating agency under the Insurance (Prudential Supervision) Act 2010.
