Health and medical insurance - Southern Cross NZ

More Kiwis are with us because we’re with them

We are proud to be NZ’s most trusted health insurance provider*. At Southern Cross we’ve got your whole family covered, whatever your needs.

Surgery and specialists

Cancer care

Diagnostic imaging and tests

Day-to-day healthcare

Critical illness

Your health is worth protecting

Health insurance provides peace of mind that you and your family can have faster access to medical treatment, when you need it most. Find the right cover for you.

Compare our plans

Join NZ’s number 1 health insurer

As a not-for-profit health insurer, we put your health and wellbeing first. Here’s why more than 870,000 Kiwis choose to be with Southern Cross Health Society.

NZ’s most trusted health insurer*
Great partner offers
Fast access to treatment
Special rewards and discounts
NZ owned and not-for-profit
Discounts for families
Fast, simple claiming
Manage your policy online – anywhere, anytime

Get an easy quote

*Reader’s Digest Most Trusted Brands 2017-2020.

Real members share their stories

“Your health is your wealth.”

Watch Stevie’s story

“We were so lucky to have the support of Southern Cross”

Watch Dylan’s story

"I had that peace of mind that I could get the boys sorted straight away"

Watch Michelle’s story

Your policy, your way

My Southern Cross is your pocket sized healthcare partner.
Get the most from your membership, whenever, wherever.

Manage your policy on the go

Check benefit balances

Make instant claims*

Request prior approval.

*Only registered policyholders can make claims or request prior approvals.

Your wellbeing matters

Your go-to wellness hub provides helpful advice to support your wellbeing at home and at work.

The importance of sleep

How to stress less and live more

Health maintenance - when to see the professionals

More about Southern Cross

870,000

Kiwis trust us to look after their health.

1961

Our not-for-profit friendly society was established.

85c

of every dollar received in premiums was paid out in claims¹.

72%

of all NZ health insurance claims are paid by Southern Cross*.

$972m

We paid $972 million¹ towards healthcare for our members last year.

4,000

NZ businesses choose us as their health and wellbeing partner.

*Health Funds Association of NZ data, May 2020.
¹Southern Cross Health Society claims data, year ended June 2020.

More Kiwis are with us because we’re with them

Your health is worth protecting

Join NZ’s number 1 health insurer

Real members share their stories

Your policy, your way

Your wellbeing matters

More about Southern Cross

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