Everything you need to know for buying insurance related to your health

We're specialists in health insurance, and now also offer critical illness insurance exclusively for our members.

If you’re thinking about getting either, this section has everything you need to know.  We've even included helpful tips ► for choosing your health insurance.  

Why get health insurance?

Why get critical illness?

Our Critical Illness plan pays you a one-off lump sum to give you a financial boost if you are diagnosed with a qualifying critical illness event (such as cancer or stroke).  This can help you deal with anything else you have on your plate other than medical bills, while you recover.  Read more ►

Why choose Southern Cross?

We’re ‘not-for-profit’, which means we don’t have shareholders or overseas owners to pay dividends to. Our priority is our members, and that’s why we’re New Zealand’s favourite health insurer. Find out what else make us unique ►

Our plans

Find out about the types of plans available, and what might suit your needs. We’ve also got some helpful information on what kind of things you need to consider. ►

Southern Cross in your workplace

Workplace schemes can be great value for money. Find out more ►

Moving to New Zealand?

Find out if you are eligible to apply for health insurance, or if travel insurance may better suit your needs. Continue ►

Payment options

There are several ways to pay your premiums; choose the one that works best for you. More detail ►