HealthEssentials

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HealthEssentials is our day-to-day health cover that covers you for 75 per cent of GP consultations, dental and optical, physiotherapy, dietitian, acupuncture, chiropractor, osteopathy and remedial massage costs up to the policy limits. It's designed to help you look after your everyday health care needs – so you can look after yourself and have a life as well!

It’s not like traditional health insurance as it doesn’t cover you for costs such as surgery or specialist consultations.

What are the benefits?

Benefits include reimbursement of 75% of your costs up to policy limits:

Up to $100 per claims year.
No stand down period.
Up to $500 per claims year.
3 month stand down period.
Includes teeth extraction (other than wisdom teeth), dentures, and
endodontic, periodontic and orthodontic treatment.
Up to $100 per claims year.
3 month stand down period.
Up to $250 per claims year.
3 month stand down period.
Includes prescription glasses (frames and lenses) and contact lenses
for change of vision, and replacement for loss or breakage.

Up to $250 per claims year.
No stand down period.

- Physiotherapy
- Osteopathy (excludes the cost of medication)
- Chiropractic (excludes the cost of medication)
- Massage therapy
- Acupuncture
- Dietitian (excludes the cost of food and food substitutes