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You’re making the best choice for your health

As a Southern Cross member, you’ll be well looked after with faster access to treatment, quick and easy claiming, special discounts and more. You could even qualify for a 10% healthy lifestyle joining discount.

How to join

More reasons to join

  • We're New Zealand owned, not-for-profit and the most trusted NZ health insurer.
  • You could be entitled to a 5% or 10% low claims discount.
  • With member discounts and offers you’ll save on everyday health and wellbeing services like eye tests, hearing tests, dental treatments and gym memberships. 
  • Members get discounts on Southern Cross Travel Insurance, Pet Insurance and Life Insurance.
  • Only pay for the first two children under 21 on your policy, the rest are free.1
  • Get a 2.5% discount off your premium if you pay by direct debit.2


1Not applicable for HealthEssentials. 2Available to members who aren't in an employer scheme.