Join now

Faster treatment, quick and easy claiming, special discounts, peace of mind... there are so many reasons to choose health cover from Southern Cross. Join now and you could even qualify for a 10% healthy lifestyle joining discount.

What next?

  1. Choose a plan that suits your needs and budget

    Compare plans and benefits with our easy plan finder here.

  2.  Get a quick quote

    Click here to find out the cost.

  3. Join now

    Apply here, or request a call back and we can talk you through your options. Or call us on 0800 959 697.


Get a quote

Request a call back


Need more reasons to join?

  • We're New Zealand's most trusted health insurer.

  • You could be entitled to a 5% or 10% low claims discount.

  • For every $1 paid to us in premiums, we paid out an industry leading 80 cents in claims (year ended June 2017).

  • Southern Cross paid 73% of all health insurance claims in New Zealand (year ended June 2017).

  • Get a 2.5% discount off your premium if you pay by direct debit*

 *Available to members who aren't in an employer scheme.