You’re making the best choice for your health

As a Southern Cross member, you’ll be well looked after with faster access to treatment, quick and easy claiming, special discounts and more. You could even qualify for a 10% healthy lifestyle joining discount.


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How to join

More reasons to join

  • We're New Zealand owned, not-for-profit and NZ’s most trusted health insurer.1
  • You could be entitled to a 5% or 10% low claims discount.
  • With member discounts and offers you’ll save on everyday health and wellbeing services like eye tests, hearing tests, dental treatments and gym memberships.
  • Members get discounts on Southern Cross Travel Insurance, Pet Insurance and Life Insurance.
  • Only pay for the first two children under 21 on your policy, the rest are free.2
  • Get a 2.5% discount off your premium if you pay by direct debit.3

Get a quote

  1. Winner of the Reader’s Digest Most Trusted Brands for Health Insurance, 2017-2019.
  2. Not applicable for HealthEssentials.
  3. Available to members not in an employer scheme.