You’re making the best choice for your health

As a member, Southern Cross is with you in the moments that matter. You’ll be well looked after with faster access to treatment, quick and easy claiming, special discounts and more. You could even qualify for a 10% healthy lifestyle joining discount.


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How to join

More reasons to join

  • We're New Zealand owned, not-for-profit and NZ’s most trusted health insurer.1
  • You could be entitled to a 5% or 10% low claims discount.
  • With member discounts and offers you’ll save on everyday health and wellbeing services like eye tests, hearing tests, dental treatments and gym memberships.
  • Members get discounts on Southern Cross Travel Insurance, Pet Insurance and Life Insurance.
  • Only pay for the first two children under 21 on your policy, the rest are free.2
  • Get a 2.5% discount off your premium if you pay by direct debit.3

Get a quote

  1. Winner of the Reader’s Digest Most Trusted Brands for Health Insurance, 2017-2019.
  2. Not applicable for HealthEssentials.
  3. Available to members not in an employer scheme.