You’re making the best choice for your health
As a member, Southern Cross is with you in the moments that matter. You’ll be well looked after with faster access to treatment, quick and easy claiming, special discounts and more. You could even qualify for a 10% healthy lifestyle joining discount.1
Join now
How to join
- Use our plan comparison tool to compare plans and benefits, and see pricing options. If you don’t need to speak to us about the options available, you can apply online.
- Call 0800 100 777 to discuss the best option for you or contact us here.
- If your employer offers Southern Cross, call us on 0800 438 268 or contact us here.
- Request a call back.
More reasons to join
- We're New Zealand owned, not-for-profit and NZ’s most trusted health insurer.2
- You could be entitled to a 5% or 10% low claims discount after 2 years of continuous cover.1,5
- With member discounts and offers you’ll save on everyday health and wellbeing services like eye tests, hearing tests, dental treatments and gym memberships.
- Members get discounts on Southern Cross Travel Insurance, Pet Insurance and Life Insurance.
- Only pay for the first two children under 21 on your policy, the rest are free.1,3
- Get a 2.5% discount off your premium if you pay by direct debit.1,4
Get a quote
- Discount is not applicable to Cancer Cover Plus.^
- Winner of the Reader’s Digest Most Trusted Brands for Health Insurance, 2017-2020.
- Not applicable for HealthEssentials.
- Not available to members that are part of an employee group scheme.
- Direct debit discount will always be applied first, if applicable. Any further discounts will apply to the eligible members premium after the direct debit discount has been applied.