Plenty of reasons to choose
Southern Cross

More choice and faster treatment

Southern Cross health insurance gives you:

• faster access to treatment by avoiding public hospital waiting lists
• more choice of when and where you receive treatment for qualifying conditions
• the widest range of plans - it’s easy to find the right balance of cover and cost to suit your needs.

Care for your whole family

You only pay for the first two children (under 21 years) on your policy** - the rest are free!

We reward you for good health

Look after your health and we’ll look after you with healthy lifestyle rewards and a low claims premium reduction.

Easier claiming in pharmacies

Members can use their Member card to claim for prescriptions in-store using the Southern Cross Health Society Easy-claim process.

Discounted travel insurance

Members get a discount on TravelCare from Southern Cross Travel Insurance. Buy TravelCare online and you’ll get a further 35 per cent discount off your premium.

New Zealand’s favourite health insurer

• We look after the health and wellbeing of more New Zealanders and pay more claims than any other health insurer in New Zealand.
• We’re here to look after the health of our members – we have no shareholders or overseas owners.

Managing healthcare costs

One of the ways we try to manage rising healthcare costs is through our Affiliated Provider programme. Affiliated Providers include surgeons, specialists and facilities who are contracted to provide Southern Cross members with certain procedures at agreed prices.

Affiliated Providers also make life easier for you, by organising prior approval and claims for contracted procedures on your behalf.

Financially strong

Southern Cross Medical Care Society (trading as Southern Cross Health Society) has an A+ (Strong) financial strength rating given by Standard & Poor’s (Australia) Pty Limited. 

The rating scale is:

AAA (Extremely Strong)	BBB (Good)	CCC (Very Weak)
AA (Very Strong)	BB (Marginal)	CC (Extremely Weak)
A (Strong)	B (Weak)	R (Regulatory Action)

Plus (+) or minus (-) signs following ratings from “AA” to “CCC” show relative standing within the major rating categories. Standard & Poor's is an approved rating agency under the Insurance (Prudential Supervision) Act 2010.