Plenty of reasons to choose Southern Cross

1. We’re not for profit

Southern Cross is a not-for-profit organisation. We’re working for our members – not overseas owners or shareholders. Any surplus money goes towards improving our healthcare plans and keeping premiums affordable. 

2. We’re New Zealand’s favourite health insurer

Southern Cross is New Zealand’s favourite health insurer. We look after the health and wellbeing of over 830,000 members.

3. We pay more claims

We pay out more claims than any other health insurer. On average, for every $1 we’ve received in premiums, we’ve paid over 90 cents back in claims over the last five years (ended 30 June 2010). 

4. We give our members access to healthy savings and juicy benefits

All members over 16 years old get a Membership card that entitles them to discount vouchers and savings on a wide range of health and wellbeing products and services from our Southern Cross partners.

5. We are financially strong

You can trust us to stay in great financial shape. Southern Cross Medical Care Society has an A+ (Strong) rating for financial strength given by Standard and Poor’s (Australia) Pty Limited on 21 February 2011. We have retained this rating for eight consecutive years.

 The rating scale is:

Plus (+) or Minus (–) signs following ratings from ‘AA’ to ‘CCC’ show relative standing within the major categories. Full details of the rating scale are available for inspection at our offices. Standard & Poor’s (Australia) Pty Limited is an approved agency under the Insurance Companies (Ratings and Inspections) Act 1994.

6. We reward you for good health

Look after yourself and we’ll look after you with healthy lifestyle rewards and a low claims premium reduction

7. Our members can get discounted travel insurance

Southern Cross members get a 15% discount off the non-member rate for TravelCare from Southern Cross Travel Insurance. Get a further 20% off when buying online ►